I’m thrilled to share my professional journey with you all! With over 35 years of experience in banking and finance, I’ve had the privilege of pioneering risk management practices and developing frameworks for leading financial institutions. As Chief Executive of RiskBusiness and publisher of The Risk Universe, I’ve been dedicated to advancing operational excellence and global risk management education. My work spans international markets and diverse sectors, reflecting my commitment to enhancing risk management practices worldwide. I’m excited to continue contributing to this field and sharing my insights with you all!

Lois Gardiner, a distinguished Senior Finance Executive, brings over three decades of experience in risk management and insurance across industries such as oil and gas, renewables, and transportation. With a proven track record of leading complex projects and integrating risk management into strategic planning, Lois is known for her ability to deliver results and build strong relationships with stakeholders at the highest levels. Her expertise, combined with her passion for developing talent, makes her a standout leader in the financial and risk management sectors.

Whether you’re a start-up or an international conglomerate, a robust Governance Risk and Compliance (GRC) program is essential to protect against financial, regulatory, and reputational risks. As the landscape evolves with advanced technologies and regulatory changes, organizations must adopt a proactive and collaborative approach. Effective GRC programs address key questions regarding internal responsibilities, expert involvement, and strategies for mitigating threats. Managing vendor relations, consolidating systems, and aligning to meaningful metrics are crucial. A strong GRC framework requires ongoing revision, adaptation, and commitment from senior leadership to ensure resilience and effectiveness across the enterprise.