I’m excited to share my executive biography, which highlights the incredible journey I’ve had across industries, roles, and leadership challenges. From digital transformation to executive mentorship, I’ve built my career on empowering others and delivering meaningful results.

I'm proud to share my professional biography, which highlights my 38-year journey in fintech, electronic trading, and strategic leadership. From scaling platforms and leading global sales teams to driving innovation at MarketAxess, it's been an incredible experience. As I explore board and advisory roles, I'm excited to bring this depth of knowledge to new challenges.

Tricia Hrotko is a dynamic executive leader with over 25 years of success across the financial services and fintech sectors. Recognized for her strategic vision, operational expertise, and client-centric leadership, she has driven transformative growth initiatives for both start-ups and established institutions. A trusted advisor and accomplished public speaker, Tricia blends deep industry knowledge with a passion for helping organizations navigate change, expand their markets, and achieve lasting success.

I'm excited to share a deeper look into my professional journey and leadership philosophy. Over the past 30+ years, I’ve had the privilege of growing businesses, launching innovative financial products, and collaborating with amazing teams across the banking and fintech sectors. I remain passionate about helping organizations succeed by putting people, purpose, and strategy at the forefront. Here is my biography.

I'm excited to share my professional biography, which highlights my journey across data science, financial services, and leadership. With over 38 years of experience driving innovation and organizational transformation, I'm passionate about helping companies use data strategically to fuel growth and resilience.

Max Rothstein is a dynamic fintech executive known for scaling high-impact lending solutions and driving measurable growth through data-driven strategy and cross-functional leadership. With a track record of transforming marketing programs into profit centers, launching innovative lending products, and forging over 100 banking partnerships, Max combines analytical precision with a mission-driven mindset. His diverse background—from economic consulting on billion-dollar cases to pioneering marketing and product strategies at companies like Upstart and Avant—equips him to navigate complex financial ecosystems with clarity, creativity, and purpose.

Greg Vance is a results-driven financial executive with over 30 years of global experience leading finance, operations, and strategic transformation across the financial services and technology sectors. Recognized for his ability to drive growth, operational excellence, and investor confidence, Greg has held senior leadership roles at TradeStation, FIS, and Thomson Reuters, where he guided organizations through IPO readiness, complex M&A, and large-scale business integrations. He brings a strong track record in financial planning and analysis, regulatory compliance, and performance optimization, with a leadership style grounded in integrity, transparency, and team development.

Joseph Norris is an accomplished enterprise risk management executive with more than 20 years of experience leading governance, compliance, and risk programs across financial services, fintech, and consulting. As Vice President of Enterprise Risk Management at Desert Financial Credit Union, he oversees a robust risk portfolio for Arizona’s largest credit union, aligning strategic objectives with a culture of accountability and resilience. Joseph’s expertise spans IT governance, regulatory compliance, cybersecurity, and integrated risk platforms, and his credentials in GEIT and CDPSE reinforce his reputation as a forward-thinking leader. Known for his ability to bridge business and technical teams, he delivers scalable, business-aligned solutions that protect operations, enhance decision-making, and build long-term value.

Excited to share my executive biography, highlighting my journey across public policy, financial services, and risk management. From my roots in city governance to leading regulatory compliance programs in fintech and banking, I’m passionate about helping organizations thrive through strong governance and ethical decision-making.

Michael Kadel is a transformational financial services executive with over 25 years of experience driving strategic growth, operational excellence, and culture evolution. A visionary leader in banking, fintech, and organizational transformation, he has successfully led large-scale teams, executed high-impact growth strategies, and played a pivotal role in multiple mergers and acquisitions. His expertise spans Retail, Business, and Digital Banking, Private and Commercial Banking, and Wealth Management, with a strong focus on client experience, talent development, and technology integration. A servant leader committed to diversity, equity, and inclusion, Michael fosters high-performance cultures that prioritize innovation, engagement, and long-term success. His ability to align strategy with execution has consistently delivered measurable results, making him a trusted leader in financial institutions and board governance.

Chad Jackson is a seasoned financial services technology leader with a proven track record of driving digital transformation, optimizing operations, and building high-performing teams. As the Technology Advisory Leader at Accenture for U.S. financial services, he specializes in modernizing banking, insurance, and capital markets organizations through strategic reinvention and cutting-edge technology solutions. With deep expertise in cloud transformation, payments, legacy modernization, and enterprise architecture, Chad has successfully led large-scale initiatives that enhance competitive advantage and long-term efficiency. His leadership extends beyond execution, fostering collaboration among C-suite executives, technology teams, and industry partners to ensure sustainable growth and innovation in an evolving financial landscape.

Piyush Ranjan Satapathy is a seasoned product management and technology executive with over 21 years of experience driving innovation across the technology, finance, and retail industries. With expertise in AI, machine learning, data analytics, and cloud computing, he has led the development of scalable, high-impact products and strategic business solutions at organizations like Unqork, Bloomberg LP, FreeWheel, and Analytic Partners. Piyush has a proven track record of executing go-to-market strategies, optimizing data-driven decision-making, and fostering digital transformation. As a thought leader and entrepreneur, he now advises retail clients through his consulting firm while actively seeking board opportunities to leverage his expertise in corporate governance and strategic growth. With a global perspective and a deep understanding of emerging technologies, Piyush continues to shape the future of AI-driven innovation and executive strategy.

Andrea Beske is a transformational product leader with over 15 years of experience driving innovation, operational excellence, and strategic growth in the financial sector. As a **Director of Product Management** at BNY Pershing, she has pioneered digital solutions that enhance investor and advisor experiences, optimize costs, and generate significant revenue growth. With a strong ability to align cross-functional teams, champion technological modernization, and secure executive buy-in, Andrea has led large-scale product enhancements that have expanded digital adoption and automated key workflows. Passionate about data-driven decision-making and regulatory compliance, she has successfully implemented governance frameworks and risk management practices that improve transparency and efficiency. A dedicated mentor and advocate for a high-performance culture, Andrea thrives on fostering innovation, leading agile teams, and delivering impactful solutions that create long-term business value.

Joseph Stark is a seasoned financial services executive with a distinguished career in international payments, sales management, and product strategy, driving multimillion-dollar revenue growth and expanding market presence for global financial institutions. As Head of Banks Account Management and Sales for Visa Direct at Visa, he has played a pivotal role in strengthening key banking relationships, optimizing transaction flows, and expanding cross-border payment solutions. His leadership at Earthport contributed to a 40% business growth, leading to its acquisition by Visa, while his tenure at Standard Chartered Bank and JPMorgan Chase showcased his ability to drive profitability, regulatory compliance, and innovative financial product development. With deep expertise in global banking networks, strategic sales execution, and high-profile industry engagement, Stark continues to shape the future of digital payments and financial technology.

Randall S. Ostler is a seasoned fintech and digital payments executive with over 30 years of experience leading product innovation, business strategy, and global operations. With a strong technical foundation and a keen understanding of business dynamics, he has successfully driven large-scale digital transformations, formed strategic international partnerships, and enhanced operational efficiencies in the financial services sector. Fluent in English, Spanish, and Portuguese, Randall has worked extensively across Asia, Europe, and Latin America, bringing a global perspective to fintech growth and innovation. His expertise in emerging payment technologies, financial compliance, and data-driven decision-making has earned him industry recognition, including multiple patents and a fintech future award. Now actively seeking board and advisory roles, he aims to leverage his cross-disciplinary expertise to help organizations navigate the complexities of digital finance and global market expansion.

Gregory Lucas is a seasoned financial executive and risk management leader with over 40 years of experience in banking, financial services, and regulatory compliance. Throughout his distinguished career, he has played a pivotal role in developing and executing enterprise-wide risk frameworks, regulatory transformation initiatives, and governance enhancements for major financial institutions, including Citigroup and Sumitomo Mitsui Banking Corporation. With deep expertise in enterprise, market, credit, liquidity, and operational risk, Gregory has successfully led high-performing teams, guided strategic risk mitigation efforts, and engaged with global regulatory bodies to ensure compliance and financial stability. Now transitioning into board service and advisory leadership, he seeks to leverage his extensive experience in risk oversight, corporate governance, and financial strategy to help organizations navigate complex challenges and drive sustainable growth.