I’m excited to share my executive biography, highlighting my 27+ years of experience in billing, payments, fraud prevention, and operational strategy. My career has been dedicated to driving innovation, optimizing processes, and fostering high-performing teams. I’m looking forward to leveraging my expertise for board and advisory roles that align with my passion for leadership development, risk management, and business transformation.

Joseph Stark is a seasoned financial services executive with a distinguished career in international payments, sales management, and product strategy, driving multimillion-dollar revenue growth and expanding market presence for global financial institutions. As Head of Banks Account Management and Sales for Visa Direct at Visa, he has played a pivotal role in strengthening key banking relationships, optimizing transaction flows, and expanding cross-border payment solutions. His leadership at Earthport contributed to a 40% business growth, leading to its acquisition by Visa, while his tenure at Standard Chartered Bank and JPMorgan Chase showcased his ability to drive profitability, regulatory compliance, and innovative financial product development. With deep expertise in global banking networks, strategic sales execution, and high-profile industry engagement, Stark continues to shape the future of digital payments and financial technology.

Randall S. Ostler is a seasoned fintech and digital payments executive with over 30 years of experience leading product innovation, business strategy, and global operations. With a strong technical foundation and a keen understanding of business dynamics, he has successfully driven large-scale digital transformations, formed strategic international partnerships, and enhanced operational efficiencies in the financial services sector. Fluent in English, Spanish, and Portuguese, Randall has worked extensively across Asia, Europe, and Latin America, bringing a global perspective to fintech growth and innovation. His expertise in emerging payment technologies, financial compliance, and data-driven decision-making has earned him industry recognition, including multiple patents and a fintech future award. Now actively seeking board and advisory roles, he aims to leverage his cross-disciplinary expertise to help organizations navigate the complexities of digital finance and global market expansion.