After more than four decades of leadership across engineering, risk management, and global finance, I’m proud to share the story of my professional journey. From developing world-class AML programs to guiding organizations toward stronger compliance and ethical frameworks, my career has been dedicated to building trust through discipline and innovation. Here is my biography.

After 27 years in law enforcement—including 23 years with the DEA—I’ve transitioned into a new chapter as a leadership coach, speaker, and consultant. I’m proud to share my journey and purpose as I continue to serve others through Kairos Coaching and Consulting. Here is my biography.

Valerie Towery is an accomplished financial services compliance executive with extensive experience in regulatory compliance, risk management, and operational efficiency. As Vice President and Chief Compliance Officer at Visa Global Services Inc., Valerie oversees AML/BSA compliance and manages teams across the U.S. and the UK, driving initiatives to enhance compliance frameworks and mitigate financial crime risks. Her expertise spans a range of financial sectors, having held leadership roles at Worldpay, SquareTwo Financial, and Western Union, where she developed and implemented robust compliance programs, navigated complex regulatory landscapes, and optimized compliance operations. A U.S. Army Reserve veteran and fluent Russian speaker, Valerie’s global cultural awareness, strategic insight, and commitment to ethical standards continue to make a significant impact in the financial services industry.