John Blocher is an accomplished actuarial and risk management executive with a proven track record of driving financial stability, regulatory compliance, and strategic innovation within the insurance industry. As Chief Risk Officer, Vice President, and Actuary at Liberty Bankers Insurance Group, he oversees enterprise risk management, capital strategies, and product optimization, leveraging his extensive expertise in actuarial science and financial analytics. With a career spanning leadership roles at major financial institutions, John has played a pivotal role in risk-based capital calculations, reinsurance strategies, and financial reporting, ensuring operational resilience and long-term growth. His active contributions to industry committees, including the American Academy of Actuaries and the Society of Actuaries, underscore his commitment to shaping industry best practices and mentoring future actuarial professionals. Through his executive leadership, technical proficiency, and strategic foresight, John continues to make a significant impact on the evolving landscape of insurance and financial risk management.