A fractional CFO gives growing businesses the financial clarity and strategic insight they need—without the cost of a full-time executive. By cleaning up messy books, strengthening operations through accurate data, and guiding informed growth decisions, they help founders move from reactive to confident leadership. Whether it’s tightening compliance, uncovering hidden profit leaks, or mapping out a scalable financial strategy, a fractional CFO acts as the steady hand behind sustainable success. For companies not yet ready for a full-time CFO, this flexible expertise becomes the bridge between chaos and control—and the foundation for smarter, faster growth.

I am excited to share my professional biography, which reflects more than two decades of experience in finance, accounting, and operations across diverse industries and organizations. From leading ERP transformations and private equity reporting to serving as a trusted advisor to executives and boards, my career has been defined by driving sustainable financial growth and operational excellence.

Keith Arnell is a trusted Virtual CFO and Founder of Pavilion Advisors, where he delivers outsourced accounting and financial leadership to businesses across the U.S. With over 15 years of experience, he specializes in helping companies—from start-ups to those scaling past $30M in revenue—gain financial clarity through expert budgeting, forecasting, cash flow management, and real-time reporting. Known for his integrity and client-first approach, Keith empowers business leaders to make confident, data-driven decisions while freeing them to focus on growth. His extensive background in fund accounting, real estate finance, and financial operations makes him a strategic partner for businesses ready to elevate their financial infrastructure.

As small and medium-sized businesses evolve, they often face complex financial challenges that can hinder growth—ranging from managing cash flow and scaling operations to preparing for fundraising or strategic expansion. While hiring a full-time CFO might be impractical or premature, a fractional CFO offers an ideal middle ground, delivering seasoned financial leadership on a flexible basis. These professionals bring deep expertise across strategic planning, capital raising, risk management, and financial systems—all at a fraction of the cost. By providing clear, objective guidance and strengthening communication among stakeholders, a fractional CFO helps businesses navigate change, seize opportunities, and build a solid foundation for long-term success.

Vivian M. Brady-Jones, C.P.A., is a seasoned financial executive with over three decades of experience leading financial operations across international non-profits, healthcare, and corporate finance sectors. As Global Financial Controller at PACT, Inc., she managed a $250 million budget, overseeing operations in more than 20 countries and implementing strategic financial initiatives that enhanced global efficiency. Her prior roles include Vice President of Finance & Operations at DKMS Delete Blood Cancer and Chief Financial Officer at Innovations for Poverty Action, where she led significant financial transformations. Vivian holds an M.B.A. in Finance from New York University, an M.A. in Economic Development from Boston University, and a B.A. in Economics from St. Joseph's University. She is an active member of the New York State Society of Certified Public Accountants and serves on the board of Friends of Hallahan, reflecting her commitment to professional excellence and community service.

Paul Killpack is a meticulous and results-driven financial leader with over 25 years of experience as a Chief Financial Officer, specializing in driving business profitability, streamlining operations, and implementing cost-saving initiatives. Renowned for his expertise in maximizing cash flow, generating insightful financial reports, and fostering organizational growth, Paul has successfully scaled businesses across diverse industries. His hands-on approach and strategic vision have enabled him to lead high-performing teams, secure significant investment partnerships, and optimize financial infrastructures to support rapid expansion. With a proven track record of success in both public and private sectors, Paul remains committed to excellence, innovation, and delivering measurable results.

A fractional CFO offers a strategic and cost-effective solution for organizations seeking high-level financial leadership without the commitment of a full-time hire. With expertise in financial planning, cash flow management, and scaling operations, fractional CFOs bring a wealth of experience to optimize financial systems and drive growth. They provide actionable insights, implement robust controls, and align financial goals with strategic objectives, enabling informed decision-making and sustainable expansion. Flexible and resource-efficient, a fractional CFO empowers businesses to navigate financial complexities, seize growth opportunities, and achieve long-term success in a dynamic market environment.