I’m excited to share a deeper look into my professional journey as a Chief Human Resources Officer and board leader, shaped by over 40 years of experience in financial services and nonprofit organizations. I’ve been fortunate to work alongside incredible leaders, build strong cultures, and contribute to meaningful organizational growth. Here is my biography.

After more than 40 years in banking and financial services, I’ve taken time to reflect on the journey, the lessons learned, and the value I can bring to future endeavors—especially in the boardroom. From leading national teams at U.S. Bank to serving as Chair of the Board of Trustees at Thomas More University, I’ve seen the power of integrity-driven leadership and strategic collaboration. Here is my biography.

With over five decades of experience spanning merchant services, international trade, and fashion manufacturing, Helen Schiff is a dynamic leader known for her strategic mindset, global perspective, and unwavering integrity. From building high-performing sales teams to negotiating complex import contracts across Asia, Helen brings a rare blend of operational expertise and relationship-driven leadership. Now semi-retired, she is eager to contribute her knowledge and insight in board and advisory roles, helping organizations navigate growth with clarity, ethics, and purpose.

Tricia Hrotko is a dynamic executive leader with over 25 years of success across the financial services and fintech sectors. Recognized for her strategic vision, operational expertise, and client-centric leadership, she has driven transformative growth initiatives for both start-ups and established institutions. A trusted advisor and accomplished public speaker, Tricia blends deep industry knowledge with a passion for helping organizations navigate change, expand their markets, and achieve lasting success.

Sherri Combs is a transformational leader with a proven track record of driving growth, streamlining operations, and leading organizations through complex regulatory and system changes. With deep expertise across financial services, project management, and operations, she has consistently delivered measurable results—whether launching new markets, managing multimillion-dollar portfolios, or revitalizing underperforming business units. Known for her strategic mindset, strong relationship-building skills, and commitment to community impact, Sherri blends innovation with integrity to create sustainable success across every initiative she leads.

Tim Schultz is a seasoned banking executive with a distinguished career spanning over 25 years in commercial and small business lending, credit risk, and portfolio management. Known for his strategic leadership and operational excellence, Tim has led large, diverse teams and implemented innovative credit processes that have been adopted across national banking platforms. His tenure at PNC (formerly BBVA) and Compass Bank showcases a consistent track record of enhancing efficiency, reducing risk, and driving strong portfolio performance. With deep expertise across financial services and a collaborative, ethical leadership style, Tim continues to be a trusted force in the banking industry.

Dennis Garcia is a seasoned executive with over 40 years of leadership experience in banking, logistics, and telecommunications, recognized for his unwavering commitment to customer service and operational excellence. Throughout his career, he has led diverse teams, managed complex financial operations, and cultivated long-standing client relationships across multiple industries. From driving treasury management strategy at U.S. Bank to spearheading training initiatives at T-Mobile and guiding multi-site logistics operations, Dennis has consistently delivered impactful results through strategic thinking, strong communication, and a values-driven approach. His deep expertise, combined with his dedication to community service and professional development, underscores a legacy built on trust, integrity, and transformative leadership.

Oliveiro Fernandes is a seasoned executive with nearly four decades of expertise in regulatory compliance, global banking project management, and financial risk remediation. With a strong background in managing multi-regional initiatives, he has successfully led large-scale business transformations, regulatory compliance programs, and operational efficiency improvements across major financial institutions. His deep knowledge of financial regulations, risk-based project methodologies, and data analytics has enabled him to drive strategic initiatives, optimize business processes, and ensure regulatory adherence. A results-driven leader with a commitment to integrity and excellence, Fernandes continues to be a key force in financial services, leveraging his expertise to navigate complex financial landscapes and deliver impactful solutions.

Terence Johnson is an accomplished Risk and Compliance Testing professional with over a decade of experience ensuring financial institutions adhere to federal and state regulations. As a licensed attorney, he brings a strong analytical and legal foundation to his work, specializing in risk assessments, control testing, and regulatory change management. Throughout his career, he has played a key role in developing compliance frameworks, identifying control gaps, and implementing proactive solutions to strengthen regulatory oversight. His ability to bridge legal expertise with operational compliance has made him a trusted advisor in the financial services industry, ensuring organizations remain compliant while optimizing efficiency and mitigating risk.

Christi Westman is a seasoned financial executive with extensive expertise in corporate accounting, financial management, and regulatory compliance. As Vice President and Controller at Gate City Bank, she oversees financial operations, ensuring accuracy, efficiency, and compliance while driving strategic growth initiatives. With a strong background in public and corporate accounting, including leadership roles at Titan Machinery, Caterpillar, Valspar, and Deloitte, Christi has a proven track record of optimizing financial reporting, managing audits, and leading high-performing teams. A Certified Public Accountant (CPA) and Chartered Global Management Accountant (CGMA), she combines technical expertise with strategic vision to enhance profitability and operational effectiveness. Dedicated to mentorship and industry leadership, she actively contributes to professional organizations and community initiatives, reinforcing her commitment to financial excellence and organizational success.

Lisa Hollingshead is a seasoned commercial lending executive with extensive experience in portfolio management, credit risk assessment, and relationship development. As Vice President, Portfolio Manager II at Community West Bank, she plays a pivotal role in managing loan portfolios, ensuring compliance, and fostering client relationships to support business growth. With a strong background in SBA, USDA, and EDA loan programs, Lisa combines financial expertise with a strategic approach to risk management and business development. Her commitment to customer service, teamwork, and operational excellence has made her a trusted leader in the financial industry.

Joseph Stark is a seasoned financial services executive with a distinguished career in international payments, sales management, and product strategy, driving multimillion-dollar revenue growth and expanding market presence for global financial institutions. As Head of Banks Account Management and Sales for Visa Direct at Visa, he has played a pivotal role in strengthening key banking relationships, optimizing transaction flows, and expanding cross-border payment solutions. His leadership at Earthport contributed to a 40% business growth, leading to its acquisition by Visa, while his tenure at Standard Chartered Bank and JPMorgan Chase showcased his ability to drive profitability, regulatory compliance, and innovative financial product development. With deep expertise in global banking networks, strategic sales execution, and high-profile industry engagement, Stark continues to shape the future of digital payments and financial technology.

Gregory Lucas is a seasoned financial executive and risk management leader with over 40 years of experience in banking, financial services, and regulatory compliance. Throughout his distinguished career, he has played a pivotal role in developing and executing enterprise-wide risk frameworks, regulatory transformation initiatives, and governance enhancements for major financial institutions, including Citigroup and Sumitomo Mitsui Banking Corporation. With deep expertise in enterprise, market, credit, liquidity, and operational risk, Gregory has successfully led high-performing teams, guided strategic risk mitigation efforts, and engaged with global regulatory bodies to ensure compliance and financial stability. Now transitioning into board service and advisory leadership, he seeks to leverage his extensive experience in risk oversight, corporate governance, and financial strategy to help organizations navigate complex challenges and drive sustainable growth.

I’m excited to share my journey and experiences in the banking industry, highlighting over 30 years of work dedicated to growth, community service, and empowering those around me. From leading strategic initiatives to driving community development, here is my biography.

As a legal executive and former SEC regulator with over three decades in global financial services, I’m excited to share my experience and insights in corporate governance, regulatory compliance, and strategic advisory. My journey reflects a commitment to empowering organizations and supporting industry advancements. Here is my biography.

???? Excited to share my professional journey in regulatory change management and transformation within capital markets and banking! With over 20 years of experience, I've navigated complex regulatory landscapes at Wells Fargo, KPMG, and now as Managing Director at Forvis Mazars US. Passionate about driving strategic compliance initiatives and operational efficiencies. Let's connect to discuss regulatory challenges and opportunities in financial services! #RegulatoryChange #Banking #CapitalMarkets #ComplianceLeadership