Navigating regulatory compliance in global capital markets requires financial institutions to balance evolving international and domestic frameworks while safeguarding transparency and trust. From global standards like Basel to national regulators such as the Federal Reserve, PRA, or MAS, banks must adhere to stringent guidelines or face reputational, financial, and operational setbacks. The complexity of compliance has driven institutions to embrace technological transformation, particularly AI-driven solutions, to streamline reporting, enhance risk detection, and strengthen transparency. Yet, challenges persist as rapid regulatory changes, cross-border requirements, and the pressure to modernize legacy systems force institutions to weigh short-term fixes against long-term structural overhauls that ultimately shape their resilience and competitiveness.