Ryan Smith is a visionary leader and entrepreneur with extensive experience in digital health transformation, telemedicine, and business strategy. As the Founder of Telemedicine Partners, he has pioneered the development of sustainable virtual care infrastructure, integrating blockchain and AI to drive efficiency and accessibility in healthcare. In his role as a Business Consultant at Factually Health, he leverages AI-driven solutions to combat global health misinformation, helping institutions navigate the complexities of digital transformation. With a diverse career spanning leadership roles in healthcare, hospitality, and technology, Smith has a proven track record of fostering innovation, creating value, and shaping the future of digital health. His expertise in business development, mergers and acquisitions, and strategic consulting makes him a respected figure in the global healthcare landscape.

Katrina Montinola is a seasoned technology leader with over 30 years of experience specializing in AI strategy, software development, and leadership. She has a proven track record of helping companies—ranging from startups to enterprises—adopt transformative AI solutions and build high-performing, collaborative teams. Known for her expertise in both technical and strategic areas, Katrina works closely with CEOs and senior executives to align technology initiatives with business goals, fostering innovation and growth. Her leadership style emphasizes mentorship, employee engagement, and the creation of inclusive work environments, making her a trusted advisor for organizations seeking to navigate the complexities of modern technology.

AI: Transforming Challenges into Opportunities for U.S. Banks The U.S. banking sector faces mounting pressures: escalating fraud, rising customer expectations, inefficiencies, and stricter regulations. But there’s a game-changer—Artificial Intelligence (AI). By harnessing AI’s ability to analyze data, detect patterns, and automate workflows, banks can turn obstacles into competitive strengths. 🔒 Fraud Prevention: AI detects anomalies in real-time, adapting to evolving threats and safeguarding customer trust. 🤝 Customer Experience: AI-powered tools offer personalized, 24/7 service, enhancing satisfaction and loyalty. 💳 Credit Risk Assessment: Smarter, data-driven lending decisions reduce defaults and expand financial inclusion. ✔️ Regulatory Compliance: Real-time monitoring transforms compliance from a burden into a strategic advantage. ⚙️ Operational Efficiencies: AI-driven automation cuts costs and accelerates processes like loan approvals. For banking leaders, adopting AI isn’t just about survival—it’s about thriving in an industry poised for transformation. Those who act now will lead tomorrow’s financial landscape.

Michael Rose is a seasoned executive with over 30 years of experience in driving product strategy, digital transformation, and operational optimization across diverse industries. A proven leader in product management and business transformation, Michael excels in bridging the gap between business and technical requirements, leveraging his deep expertise in enterprise AI solutions and process improvement. Throughout his career, he has led cross-functional teams to deliver impactful, data-driven solutions, enhancing operational efficiency and driving strategic business growth. His leadership approach focuses on empowering teams, fostering collaboration, and delivering exceptional results through clear communication and a commitment to continuous improvement.