Scott H. Helms is a seasoned banking executive with over 30 years of experience in the financial industry. Scott’s career is distinguished by his tenure as CEO of an $80M corporation, where he developed growth and income strategies and employee development initiatives that drove engagement.

In his role at the State Bank of Pearl City, Scott leads the bank’s lending strategy and manages all lending activities. His focus on people-centered leadership, along with strategic insight, has allowed him to empower both employees and clients, ensuring the bank’s growth directly benefits the communities it serves. Scott’s strategic leadership in lending supports local businesses with comprehensive financial solutions, reinforcing the bank’s position as a trusted community institution.

Scott’s extensive banking expertise spans credit management, commercial banking, and risk management. His deep understanding of small business lending and credit analysis has positioned him as a key leader in meeting the financial needs of local entrepreneurs. He has consistently identified new growth opportunities that align with the bank’s long-term objectives, solidifying his reputation as a strategic thinker.

Since 2014, Scott has served as a Director of Pearl City Bancorp, guiding the subsidiary bank’s performance and ensuring alignment with the bank’s mission. His collaborative leadership has fostered a culture of accountability and teamwork, helping the bank remain steadfast in its dedication to delivering value to shareholders and clients alike.

Beyond banking, Scott has demonstrated an unwavering commitment to community service. As Chairman of the Stephenson County Board, he has led initiatives that focus on planning, development, and finance to enhance the county’s economic landscape. He also serves on several other key community organizations, including the Stephenson County Board of Health and the Freeport/Stephenson County Enterprise Zone, and has been an active contributor to the Greater Freeport Partnership’s economic development efforts.

Scott’s involvement in the Mt. Carroll Economic and Community Development Corporation underscores his commitment to regional prosperity. His leadership in budget planning and executive committee roles has helped champion programs with long-term benefits for the community.

Scott’s secondary education includes studies at Cornell College in Mt. Vernon, IA, and the University of Wisconsin-Stevens Point. His background combines formal education with hands-on experience, which has helped him develop a strategic and analytical approach to financial and operational decision-making.

Known for his integrity and respect for those he leads, Scott fosters a positive and empowering work environment. His motto, “Knowledge is Power,” guides his leadership philosophy, emphasizing continuous learning and self-improvement.

Scott’s long-term vision, dedication to efficiency, and exceptional communication skills have been instrumental in driving the success of both the State Bank of Pearl City and his community initiatives. His ability to connect with employees, clients, and stakeholders has made him a trusted advisor and an approachable leader.

Character:

Scott Helms exemplifies integrity, empathy, and a dedication to ethical leadership, creating a positive impact on his team and the broader community. His people-centered approach fosters a culture of trust, accountability, and mutual respect.

Knowledge:

With over 30 years of expertise in banking, financial management, and strategic growth, Scott leverages his in-depth industry knowledge to deliver sustainable results. He continuously adapts to market changes, ensuring his approach remains relevant and impactful.

Strategic:

Scott’s strategic focus has consistently driven profitability and growth, both for the bank and in his community initiatives. His long-term vision and commitment to efficiency position him as a forward-thinking leader with a clear, growth-oriented outlook.

Communication:

Scott’s communication style builds transparency and trust, making him an approachable and effective leader. His ability to engage with stakeholders at all levels strengthens relationships and drives collaboration across teams and communities.