Rafael Pinho is a distinguished finance executive with over 12 years of experience driving financial excellence across a diverse array of industries, with a particular focus on real estate. He has a proven track record of transforming businesses through strategic financial leadership, data-driven decision-making, and the development of high-performing teams. Rafael’s deep expertise spans across capital markets, financial planning and analysis (FP&A), and investor relations, positioning him as a trusted advisor and business partner to C-suite peers.
Most recently, Rafael served as Chief Financial Officer at S2 Holding SA, where he revitalized a family-owned business into a thriving enterprise, achieving a remarkable 20% EBITDA margin and 40% Return on Equity (ROE) in 2023. Under his financial stewardship, the company successfully navigated challenging economic conditions, significantly reduced its net debt to EBITDA ratio to 0.9x, and expanded revenue by 125%. Rafael also spearheaded the company’s digital transformation, leading to 30% of the company’s revenue being generated through online channels and achieving record low B2B delinquency rates.
Prior to his role at S2 Holding, Rafael held pivotal positions in the real estate and financial services sectors, including as a Private Equity Principal at Vinci Partners and an Executive Director at Morgan Stanley. During his tenure, he played an instrumental role in the successful execution of IPOs exceeding USD 1.2 billion and the launch of a Private Equity Real Estate Fund, which saw him build a robust portfolio and manage key investor relations. His contributions to the industry have been recognized with top rankings as a Real Estate Sell-Side Equity Research Analyst by Institutional Investor Magazine.
Rafael’s academic background includes an MBA in Finance from Fundação Getulio Vargas (FGV) and a Bachelor of Science in Electrical Engineering from the Federal University of Rio de Janeiro (UFRJ). He is also a CFA charterholder, further enhancing his credentials in finance and investment management. Fluent in English, Portuguese, with proficiency in German and Spanish, Rafael’s global perspective and multilingual abilities make him a valuable asset in international markets.
Passionate about corporate social responsibility, Rafael is committed to giving back through financial literacy initiatives, empowering the next generation of financial leaders. He is open to connecting with real estate professionals, business leaders seeking strategic financial guidance, and individuals passionate about building high-performing finance teams.
Character: Rafael Pinho exemplifies integrity and dedication, consistently demonstrating a commitment to corporate social responsibility and financial literacy. His disciplined approach, reflected in both his professional achievements and personal pursuits as an accomplished athlete, underscores his reliability and perseverance.
Knowledge: Rafael possesses extensive expertise in finance, particularly in real estate and digital transformation, backed by over 12 years of experience. His technical proficiency is further validated by his CFA charter and his successful execution of high-profile IPOs and financial strategies.
Strategic: Rafael’s strategic acumen is evident in his role as CFO at S2 Holding, where he achieved significant financial milestones and spearheaded digital transformation initiatives. His ability to pioneer market entry strategies and manage substantial debt negotiations showcases his forward-looking and innovative approach to business growth.
Communication: Rafael excels in investor relations and stakeholder management, effectively communicating complex financial insights to global networks. His multilingual skills enhance his ability to lead cross-functional teams and foster collaboration across diverse cultural contexts.
