Dustin Metcalf is a seasoned financial advisor with nearly 15 years of experience in helping clients navigate the complexities of investing and planning for their financial future. As the President and Founder of Four C Financial, he leads a client-centered firm that emphasizes personalized service, innovative strategies, and comprehensive financial education. Dustin’s passion for empowering individuals to take control of their financial destiny has driven his career, allowing him to become a trusted expert in retirement income planning, tax-smart investment management, and long-term wealth building.

Before founding Four C Financial, Dustin spent over a decade with the largest bank in the United States, where he honed his skills and built a successful business, helping hundreds of clients reach their financial goals. However, after years of feeling constrained by corporate structures, Dustin recognized the limitations of a model where his unique abilities to help clients were often secondary to the company’s bottom line. This realization led him to establish Four C Financial in October 2021, a firm designed to put clients’ needs at the forefront, offering customized financial solutions with transparency and integrity.

At Four C Financial, Dustin has developed strong partnerships with leading technology firms specializing in tax-efficient investment management. By leveraging these cutting-edge tools, Dustin’s clients have opportunities to reduce their tax liabilities while enhancing their long-term wealth. One of his core beliefs is that a deep understanding of one’s investments is key to achieving financial success. Dustin works closely with clients to ensure they are informed about the investments they own, why they own them, and the associated costs. This approach helps clients focus on their long-term financial goals rather than getting sidetracked by market volatility.

Dustin’s expertise in retirement planning and income strategies, coupled with his in-depth knowledge of financial markets and economics, positions him as a valuable resource for clients seeking reliable, informed advice. His ability to communicate complex financial concepts in an accessible way has earned him a reputation for delivering exceptional client service. In addition to his strong technical expertise, Dustin is a skilled public speaker and enjoys educating clients about the importance of sound financial planning. Dustin also holds the series 7, series 63, and series 65 licenses.

Throughout his career, Dustin has demonstrated a strong commitment to helping clients build financial security, whether they are planning for retirement, managing investments, or seeking ways to minimize tax exposure. His firm’s open architecture platform ensures clients have access to top money managers in the industry, while Dustin’s keen attention to detail ensures that each financial plan is tailored to meet the unique needs of every individual.

Outside of work, Dustin is a passionate cook and sports enthusiast. He enjoys spending quality time with his wife, Jamie, and their four sons—Cash, Carter, Crosby, and Cooper. Dustin’s personal interests reflect his energetic and driven nature, which he brings to his professional life as well.

Dustin holds an Associate’s degree in Professional Golf Management from the Professional Golfers Career College, where he was awarded Player of the Year and graduated with honors. He also earned an Associate’s degree in Business and Personal/Financial Services Marketing Operations from Columbia Basin College, where he was an active member of the college baseball team.

With a unique blend of experience, dedication, and a genuine desire to make a difference in his clients’ lives, Dustin Metcalf continues to make a lasting impact in the financial services industry.

• Character: Dustin Metcalf is a client-focused leader with a strong commitment to integrity, transparency, and putting clients’ needs first in his financial practice.
• Knowledge: With nearly 15 years of experience, Dustin possesses deep expertise in retirement income planning, investment management, and tax-smart strategies, with a keen understanding of markets and economics.
• Strategic: As the founder of Four C Financial, Dustin strategically utilizes innovative technology and an open architecture platform to provide clients with tailored, cost-effective financial solutions.
• Communication: Dustin excels in simplifying complex financial concepts, enabling clients to make informed decisions and build long-term wealth through effective education and clear, approachable communication.